Personal Loan

When to apply for a personal loan:

  • Want to consolidate high-interest debts.
  • Need to finance a large expense.
  • Have good to excellent credit.
  • Can make monthly payments over the loan term.
  • Interest rates on personal loans generally range from 6% to 12% and borrowers with good or better credit may qualify for a rate at the low end of that range.
  • A personal loan is an installment loan, which means you get money in a lump sum and make fixed monthly payments over a specific period, usually two to five years. Many online lenders let you pre-qualify for a loan to see estimated rates, with no impact to your credit score.
  • Low rates, high borrowing amounts, and fixed repayment terms make personal loans an option for consolidating debt or financing large expenses, such as home improvements.
  • The rate you receive on a personal loan largely depends on your credit score. Lenders also assess your credit history, income, and debt-to-income ratio.

Please download our Agreement Form and Sign it. Once done, kindly email it to

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Personal Loan
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